Solution for Banks

We are the future of business lending

Banxware allows you to offer fully digitalized financial products to your business customers.

Our embedded frontend solution provides you access to digital platforms with a multitude of potential new customers.

We cover the entire loan lifecycle

Banxware was developed by digital platform experts with a banker's perspective. We offer a state-of-the-art modern digital user experience with solid risk management. Easy system integration even to proprietary and highly customized systems.

Onboarding & Pre-Scoring

  • Single sign on experience
  • Connectivity to platform data
  • Flexible loan offer calculations
  • Instant KYC & AML checks

Credit Decision & Loan

  • Credit scoring
  • Connectivity to bank account
  • Automated credit decision
  • Loan payout

Risk Management

  • Ongoing repayment monitoring
  • AI-based shortfall predictions
  • Loan dashboard and notifications

Collection

  • Personalized notifications
  • Loan terminations
  • Collection handling

Onboarding

Onboarding within minutes for all company types. Identification of UBOs for legal entities. Leverage historical data from platform merchants.

KYC / AML

Fully compliant identification of persons and all relevant company types including sanction screening.

Scoring

Innovative Open Banking based scoring technology. Wide range of additional scoring sources.

Monitoring

Real-time monitoring of sales and loan repayment with smart shortfall predictions and pro-active alerts.

Repayment

Automated Smart Repayment System that dynamically calculates and transfers the repayment based on actual sales.

Collection

Smooth handling of loan default and collection if customer is late or falling short on repayments.

A turnkey solution

A market-ready digital lending solution.

The Banxware solution provides the essential banking services you need to serve digital platforms and merchants. This means you can focus on banking while we take care of everything else.

What types of clients do I work with?

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Ready to get started ?

Contact a Banxware expert now.