Financing for eCommerce

The fast & fair financing. Close liquidity gaps and let your company grow.

Use the money for your needs. Free and digital application - ready in 15 minutes.
Trusted by business owners nationwide
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www.banxware.com

Why choose Sofortfinanzierung?

Next day payout

With our simple step-by-step process, you can apply within a few minutes. Once you get approved, you will receive your payout in 1 working day.

No personal collateral

Based on the turnover of your online shop, we offer you a fair loan. No collateral or years of proof required!

No hidden costs

The loan comes with a single, pre-agreed fee - without interest and hidden costs. You always have a transparent overview of all costs and repayments.

What's in it for you?

What does your business bring in each month after tax on average?

Monthly revenue range

€20,000 - €25,000

You could be getting

€45,000

How does it work?

1.  Get an immediate offer estimate

Simply sign up and find out how much you could be getting. This offer in non-binding, free, and take only takes a few minutes.

2. Securely verify your sales data and apply for your loan

Just like you would show your sales data to a bank, you can connect your accounts to do this digitally for a paper-free, no-fuss loan application.

3. Receive your payout in one day

Once you are approved, you can receive your payout within the next business day!

Testimonials

"Banxware's straightforward instant financing has helped us bring our latest products to market much faster."
Jennifer Schäfer
UNMILK
"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. With the authentic and customer-oriented service, I felt in good hands."
Robin Krah
NORDMUT
"With Banxware, the flexible repayment model gives us the advantages of not falling into further liquidity traps in months when sales are weaker."
Timm Bange
MyDartpfeil

Not ready to apply just yet?

Get a comprehensive checklist of everything you will need in order to have a successful application by signing up here:

Man ticking off checkboxes

Revenue-based Repayments - explained

You pay back a small percentage of your sales each month. If you sell less in a month, you pay back less. This allows you to focus more on your business and less on cash flow.
Have a question about repayments?
Platforms we support

FAQ

What is Sofortfinanzierung?

"Sofortfinanzierung" means "Instant Financing" - this reflects how fast and effortless it is to apply for financing with Banxware. Eligible business-owners can take out loans to suit your business needs, from €1,000 - €100,000.

Who can apply for financing?

Your company is based in Germany, has been in business for at least 6 months and generates more than €1,250 per month. We currently support the following legal forms: GmbH, GmbH & Co. KG, UG, GbR, e.K., sole traders and freelancers.

What are dynamic repayments?

With dynamic repayments, your revenue data speaks for itself - that is how we are able to enable access to financing! Before you take out a loan, you will know the fee as well as your monthly repayment rate. By connecting your online shop or payment provider, we will be able to calculate your monthly repayment based on the repayment rate and your monthly revenue. There is of course a minimum monthly repayment, which is different for each business and will be detailed in your contract.

What does it cost?

There is a fixed financing fee to the loan, which means there are no compounding interests or hidden costs. You only incur this fixed fee when you have been approved for the loan. The fee is a fixed percentage of your loan amount and is repaid along with the loan amount over the term of the loan.

Who is Banxware?

Banxware GmbH is a Berlin-based fintech startup that enables platforms to offer financing directly to their customers. You can find out more about us here.

What's the catch?

There is no catch - we chose to have a transparent business model that allows founders and business owners to know all the fees up front before you ever take out a loan because we understand what it's like to try and manage and grow your business. Our aim is to provide you with easy, online access to financing.

Trusted by business owners nationwide

Do you have any questions?

Max Kirchner
Customer Service
Contact us
Experts like Max understand your business. Give us a call on
+49 30 311 937 03 or send us an E-Mail.
"We zijn erg blij met banxy voor Zalando.In slechts een paar stappen en met geweldige ondersteuning kregen we onze gewenste financiering voor onze aankoop van merchandise."
Nicolo Hall
Fashion Code
"Van aanvraag tot betaling, alles werkte perfect en in de kortst mogelijke tijd. Zo ziet de financiering van de toekomst eruit."
Cengiz Eskiköy
Monox