Banxware empowers platforms to offer financing products based on recent financial transaction history such as Merchant Cash Advance
Contact UsWith one easy integration, Banxware’s solution offers merchants access to liquidity based on their recent performance - fully digital and managed by Banxware end-to-end
From financing application to identification and contract signing - the process is fully digital and a merchant can complete it around the clock and from any location
Transparency is key: instead of interest, we charge a one-time fixed fee with no additional costs
Instead of a fixed monthly rate, the repayment amount is a percentage of revenues: so if revenues slow down, so do repayments
Give merchants the option to receive their financing on a virtual or physical prepaid card
You choose your preferred level of integration: fully embedded in your platform UX or as an affiliate partner. No matter what Banxware manages your financing solution
Single Sign-on experience
Flexible loan offer calculations
Instant KYC and AML checks
Credit Scoring
Connectivity to bank account
Automated credit decision
Ongoing repayment monitoring
AI-based shortfall predictions
Loan dashboard and notifications
Split repayment
Personalized and customized notifications
Loan terminations
Collections handling
Our Lending as a Service solution comes as an all-in one package: bank partnership, repayment management and regulatory compliance
No payment default risk
No funds needed
No licenses required
No code or low code integration
Banxware provides the technology and is responsible for all operational financing processes.
The financing is provided by our trusted bank partner, Vereinigte Volksbank Raiffeisenbank eG
Fully embed business financing into your platform or marketplace
Establish your own financing brand
Directly control the merchants’ financing experience
Link-out to stand-alone platform Banxy by Banxware
Zero integration effort from your side
Easy upgrade to fully embedded version