Match SMEs to the right financing solutions with fast approvals
Submit, track, and manage SME loans with real-time status updates and decisions in as little as 24 hours.
Loan sizes €1k–€5M
Bank & non-bank products
Quick & easy onboarding
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Insurances
Increase client stickiness with broader coverage
Diversify your product portfolio quickly
Add a new revenue stream with no hassle
Zero operational burden for advisors
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Digital Loan Brokers
Find the right financing solution automatically
Scale volume without scaling your team
Connects to your existing systems
Real-time status across your entire pipeline
Financial Advisory Networks
Offer SME loans across lenders with one setup
Own the entire client journey from start to finish
Expand your 360 advisory without the overhead
Increase client stickiness with every offer
Independent Brokers
No integration, no tech team, no overhead
Live within one day, no setup required
Same approval rates as the big players
Close deals faster, earn more commission
A simple, transparent workflow advisors can actually rely on
No black boxes. You stay in control, track every status change, and step in at exactly the right moment for your client.
File loan applications with a few clicks
Enter the SME's company details and financing needs. Banxware analyses the data and recommends the right loan product.
Get an credit decision within 24 hours
You track progress in real-time via your dashboard. Decisions arrive in 24 hours for loans under €250K. Up to 3 days for larger amounts.
Present the loan offer to your client
As soon as a decision is ready, you get notified. You review the offer, present it to your client, and guide the conversation.
Let KYC and signing run automatically
You trigger KYC after speaking with the client. Banxware handles identity checks and contract signing while you stay fully in control.
Work your way.
Just faster, easier, and better.
We partnered with brokers and financial advisors like you, listened to your challenges, and mapped your daily workflows. Then we built exactly what you asked for.
Remove friction from SME financing
From team permissions to real-time notification, everything is designed to help you move faster and stay in control.
Role-based access
Configurable access levels let you manage large networks or small teams. Everyone sees what they need.
Application dashboard
Track every application, status, and payout in one place. No spreadsheets. No switching between systems.
Automated notifications
Know instantly when a client connects their account, a decision is made, an offer is ready, or payout happens.
Flexible commission setup
From parent company to individual broker, our payout system sends commissions exactly to where they belong.
Get portal access in one day
Get started right now with our out-of-the-box solution or discuss a tailored solution with our experts
Sign up
We onboard you
Start submitting
What our partners say
“As brokers, we’re committed to offering simple, tailored financing solutions for our clients. However, our platform can only simplify the process to a certain extent, which is why we rely on trusted partners like Banxware to optimize it from start to finish. With their seamless, fast, and low-bureaucracy approach, Banxware has become a vital partner for us.”
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"The collaboration between DFKP and Banxware combines the best of both worlds: our data-driven credit brokerage with Banxware's efficient digital processes. Together, we have created a process that is valuable for both customers and advisors alike, allowing us to optimally serve SMEs – with the speed of a fintech and the reliability of a bank."
FAQs
You can be live within one day. Fill out the partner form, send us your advisor list, and we’ll register your users. They’ll receive an activation email and can start submitting applications immediately.
Speed is our core strength. On average, once a loan application is submitted, your client will receive a financing decision within 24 hours.
We support a broad spectrum of financing needs ranging from €1,000 to €5 million through two dedicated solutions:
- Banxware Sofortfinanzierung (Term Loan): For financing needs between €1,000 and €250,000.
- HVB FlexFinanzierung (Credit Line): For larger financing needs starting at €250,000 up to €5 million.
You retain full ownership of the client relationship. We act as your partner, not your replacement. You will remain the primary point of contact for your client, and we ensure you are kept informed about the status and next steps at all times.
You do not need your own financial license, as Banxware holds the necessary regulatory licenses. However, to formalize the relationship and facilitate commission payments, we will provide a standard partnership agreement.
It’s simple: You earn a commission for every successful loan disbursement. We offer a flexible payout structure designed to fit your infrastructure—we can pay commissions directly to the company or to individual brokers, depending on your preference.