Our Story

Banxware is the future of business lending. We are passionate about financing small businesses, the true heroes of our economy. As lending experts, we empower digital platforms to help their business customers grow. With Banxware, platforms can instantly launch tailored embedded lending solutions all across Europe.

Backed by top Venture Capital companies:

What we believe

  • We love small businesses, the true heroes of our economy
    We focus on business clients as end-users to bring value to the “real economy”. Businesses can be: freelancers, e-commerce merchants, craftsmen or restaurants

  • We believe convenience is key
    We are not a bank and think financial services should not be a hassle. Our solutions are easy, fast, fully digital, and accessible. We act on eye level with businesses and with transparency

  • We believe in the Platform Economy
    We enable platforms to become true ecosystems by adding financing to their business proposition, attracting more businesses and deepening the relationship

Leadership

Miriam Wohlfarth

Miriam Wohlfarth

Founder
Founder

Miriam Wohlfarth

Miriam is the founder of Banxware. She is a successful FinTech entrepreneur, founder of Ratepay, with more than 20 years of experience in payment, banking and eCommerce.

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Jens Röhrborn

Jens Röhrborn

Founder & CEO
Founder & CEO

Jens Röhrborn

Jens is the founder and managing director of Banxware. He is a German qualified lawyer and has over 20 years of experience in the payments and banking industry.

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Fabian Heiß

Fabian Heiß

Co-Founder & CPO
Co-Founder & CPO

Fabian Heiß

Fabian is co-founder and CPO of Banxware. He has more than 15 years of experience in the banking industry and built different fintech products for finleap and others. Fabian holds an MBA from HHL – Handelshochschule Leipzig.

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Nicolas Kipp

Nicolas Kipp

Co-Founder & CRO
Co-Founder & CRO

Nicolas Kipp

Nicolas is Co-Founder and Chief Risk/Banking Officer of Banxware. He has extensive experience in the financial services industry both in strategy consulting as well as with startups. He has successfully built the risk model of Germany’s largest white-label Buy Now, Pay Later service provider.

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Diogo Simões

Diogo Simões

CTO
CTO

Diogo Simões

Diogo is the CTO of Banxware. Engineer at heart, Diogo brings +10 years of experience in engineering, in the Consumer Electronics, IoT and Fintech spaces, most recently as Group Lead at Klarna.

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