Great news for SMEs! The collaboration between Banxware and HypoVereinsbank (HVB) reaches a new level: together we offer a fully integrated financing solution that is specifically tailored to the needs of small and medium-sized enterprises (SMEs). This partnership combines the best of both worlds - the stability and expertise of a leading financial institution with the flexibility and speed of an innovative FinTech.
With loans ranging from €1,000 to €5 million, available directly through platforms and marketplaces, we’re making financing simpler and more accessible than ever before. A collaboration of this kind is unprecedented in the German market.
Financing, exactly where it’s needed
SMEs are the backbone of the German economy, yet many face hurdles when it comes to financing: complicated processes, lengthy applications, or insufficient offers. This is where our solution comes in. We enable SMEs to apply for loans directly where they do business – on platforms and marketplaces.
A fully digital process ensures that loan approvals for amounts up to €250,000 can be granted within one business day. For larger loans, HypoVereinsbank steps in as a strong partner, offering reliable processing and tailored support.
What makes this partnership special?
This collaboration is unique because it combines the strengths of a traditional bank with the cutting-edge technology of a FinTech. The two products Banxware Sofortfinanzierung and HVB FlexFinanzierung powered by Banxware together offer real added value for SMEs:
- Flexible loan amounts: Loans ranging from €1,000 to €5 million to meet a variety of business needs.
- Fast decisions: Loan approvals for amounts up to €250,000 within one business day.
- Seamless integration: The entire application process is fully embedded in digital platforms – quick, easy, and efficient.
“With this new solution, we provide SMEs with simplified financing while also extending HypoVereinsbank’s reach,” explains Jens Röhrborn, co-founder and CEO of Banxware.
A big win for SMEs – and platforms
Platforms and marketplaces benefit greatly from this collaboration. They can offer their business customers a high-quality financing solution directly integrated into their existing processes. This strengthens customer loyalty while creating new revenue opportunities.
The numbers speak for themselves: In 2023, German B2B platforms and marketplaces generated approximately €1.821 trillion in revenue, with a clear growth trend. This solution directly addresses this expanding demand.
The future of SME financing starts now
With the support of HVB and Banxware, financing for SMEs is not only becoming simpler but also more accessible. Together, we’re setting new standards: for small businesses in need of quick liquidity and for growing SMEs seeking larger loan amounts.
Our goal is to sustainably improve access to loans for SMEs – quickly, fairly, and transparently.
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